Answer eight questions to identify practical funding alternatives for further investigation. The assessment weighs cost, repayment capacity, collateral, speed, guarantees, and ownership consequences.
Prime6.75%
Bank term benchmark6.7%–7.8%
Private credit10%–13%
Takes about three minutes, including your basic business details.
Step 1 · Basic informationBefore the questions
Question 1 of 813%
01
Purpose
Assessment complete
Funding options to investigate
The relative scores identify options for further research based on the information entered.
Email your results
Send these results to
Your results will be sent to the email address you entered in Step 1, with a copy to Business CFO for Hire. You will then be contacted by an independent broker, or Business CFO for Hire will follow up with alternative suggestions for you to consider.
Highest-scoring options to investigate
Linked decision tree
Where the high-scoring options sit
Select any funding type to inspect its score and rationale.
Cost and structure check
Use cautiously
Before approaching a lender
Build the borrowing case
01
Define the use and repayment event
State exactly how much is needed, when it is needed, and which cash event repays it.
02
Run the downside case
Test revenue 10% and 20% below plan, slower collections, margin pressure, and a refinancing delay.
03
Normalize every quote
Compare net proceeds, total dollars repaid, APR equivalent, fees, liens, guarantees, covenants, and prepayment terms.
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